Please Help ... My heart feels like its skipping?

I may not be any help, but just reading this- it seems as if you have a lack of confidence. You need to over come all your fears, even with people. The heart skipping is medical, and i'm sorry i can't help you with that, but do you know if you have a minor anxiety. This may lead to a lot of stress, which probably causes the heart to skip. I'm sorry i may not be any help, but hopefully you do get better financially, physically, emotionally and mentally. :)